When I’m 64

Some cool ppo health insurance images:

ppo health insurance
When I’m 64
Little did I know that 64 would be the age when all sorts of health plans would start sending me information. At age 65, I become eligible for Medicare, which will drop my health insurance costs by two-thirds. Medicare does not cover all costs, so many companies offer insurance to cover what Medicare does not cover. The companies offer a bewildering assortment of plans, including HMOs, PPOs, and PFFS. I’m creating charts to compare them before I have to decide. This is only a small part of the pile of documents I have to wade through.

What is a PPO health insurance plan?

What is a PPO health insurance plan?

Health Insurance Exchange: What Is a PPO and HMO?

Health Insurance Exchange: What Is a PPO and HMO?

PPO Health Insurance Tips – Understanding PPO Health Insurance With Lee Jackson

PPO Health Insurance Tips – Understanding PPO Health Insurance With Lee Jackson

Health Articles

Health Articles

Health News Articles.flv

Mindfulness Meditation and Mental Health – news article on CBC’s THe Journal

Mindfulness Meditation and Mental Health – news article on CBC’s THe Journal

Health Related News Article

Tuesday …item 2.. Cream – Wheels of Fire (1968) Full Album — ‘Those Were the Days’ …item 4.. Obamacare: Over 2 Million Booted From Existing Health Insurance (Tue 4:20 PM, Oct 29, 2013) …

Check out these government health insurance images:

government health insurance
Tuesday …item 2.. Cream – Wheels of Fire (1968) Full Album — ‘Those Were the Days’ …item 4.. Obamacare: Over 2 Million Booted From Existing Health Insurance (Tue 4:20 PM, Oct 29, 2013) …
Obamacare forces them to drop many of their plans that don’t meet the law’s 10 minimum standards, including maternity care, emergency visits, mental health treatment and even pediatric dental care.
.

……..*****All images are copyrighted by their respective authors ………
.

… message header for item 1. Commercial Fishery Failure Announced For Apalachicola, Big Bend

NOAA’s mission is to understand and predict changes in the Earth’s environment, from the depths of the ocean to the surface of the sun, and to conserve and manage our coastal and marine resources. Join us on Facebook, Twitter and our other social media channels.
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.

……………………………………………………………. ……………………………………………………………. ……………………………………………
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…..item 1)…. Commercial Fishery Failure Announced For Apalachicola, Big Bend …

WCTV News … www.wctv.tv/home/headlines/ … Coverage You Can Count On ! …
.
……………………

Florida Oyster Disaster Declaration … Senator Bill Nelson …

video: 59 seconds

……………………
.

Commercial Fishery Failure Issued For Panhandle 8-12-13 11pm

By: NOAA; Associated Press Email
Updated: Tue 12:09 AM, Aug 13, 2013

www.wctv.tv/home/headlines/Commercial-Fishery-Failure-Ann…

— Associated Press Release

TALLAHASSEE, Fla. (AP) — Federal officials are declaring a fishery disaster for Florida’s oyster industry in the Gulf of Mexico.

The declaration by the U.S. Secretary of Commerce sets the stage for possible help from the federal government if Congress approves it. That aid could include economic assistance to fishing businesses and communities, including oyster fishermen.
.
………………….

img code photo … Fshing net on boat

media.graytvinc.com/images/Fishing+net+on+boat.jpg

………………….
.

The announcement comes a day before both U.S. Sens. Marco Rubio and Bill Nelson are scheduled to be in Apalachicola for a field hearing by the Senate Commerce Committee. The committee will take testimony about the impact of water flows in Apalachicola Bay.

The collapse of the oyster industry last year followed a drought that reduced freshwater into the bay. But state officials have also blamed the lack of freshwater flow due to increased consumption in Georgia.

— Press Release: NOAA

U.S. Secretary of Commerce Penny Pritzker today declared a commercial fishery failure for the oyster fishery along the west coast of Florida. The fishery resource disaster resulted from excessive drought conditions in Apalachicola Bay and elsewhere in the Florida panhandle during the 2012 – 2013 winter fishing season.

“We understand the economic significance this historic oyster fishery has for fishermen and related businesses in the panhandle of Florida,” said Secretary Pritzker. “Because the drought caused such a decline in oyster landings and a rather significant drop in revenue, the fishery qualified as a resource disaster under the nation’s fishing law.”

Under the Interjurisdictional Fisheries Act and the Magnuson-Stevens Fishery Conservation and Management Act, the Commerce Secretary can declare a fishery disaster which makes it possible for Congress to appropriate funds to provide economic assistance to fishing businesses and communities, including oyster fishermen, affected by the disaster and to support other activities addressing the disaster.

If Congress appropriates funds to address the Florida oyster fishery failure, the Commerce Department’s National Oceanic and Atmospheric Administration (NOAA) will work closely with members of Congress and the state of Florida to develop a spending plan and distribute the funds to help coastal communities and the fishing industry, should funds be appropriated.

Within the last year, landings on the Florida west coast oyster fishery have declined nearly 60 percent, with a 44 percent reduction in revenues. This decline in revenues is an unusual occurrence in this fishery and is not part of a cyclical downturn in revenues. The state of Florida projects that with the continued decline in landings, revenue losses are only expected to increase and remain lower than the historical average until the oyster population begins to rebound.

“It takes three years for oysters to reach marketable size, so we are concerned about this depleted oyster resource that has traditionally supported a viable fishery,” said Sam Rauch, acting assistant NOAA administrator for NOAA Fisheries. “We will continue to work with Congress, the state and oyster fishermen through this challenging time.”

###

NOAA’s mission is to understand and predict changes in the Earth’s environment, from the depths of the ocean to the surface of the sun, and to conserve and manage our coastal and marine resources. Join us on Facebook, Twitter and our other social media channels.

— Press Release: Office of Governor Rick Scott

TALLAHASSEE – Today, Governor Rick Scott announced that the National Oceanic Atmospheric Administration (NOAA) has approved the Governor’s September 2012 request for a commercial fisheries failure declaration for the ongoing fisheries disaster in Apalachicola Bay.

Governor Scott said, “The federal government did the right thing in approving this commercial fisheries failure declaration. Now we need the support of Congress to provide the dollars necessary to support this region’s recovery. Congress should move with a sense of urgency to provide much needed support for families in the region, so they can get back on their feet and continue providing our nation with the world’s best oysters.”
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……………………………………………………………. ……………………………………………………………. …………………………………………
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…..item 2)…. youtube video …. Cream – Wheels of Fire (1968) Full Album … 80:18 minutes …

www.youtube.com/watch?v=TfcNpZzFkSg

kritikospa16

Published on Jul 19, 2013
www.facebook.com/KritikospaMu...

Cream – Wheels of Fire (1968)
Re Uploading July 19, 2013

Track Listing

— Disc One: In the Studio

01 00:00 "White Room"
02 04:59 "Sitting on Top of the World"
03 09:57 "Passing the Time"
04 14:29 "As You Said"
05 18:50 "Pressed Rat and Warthog"
06 22:05 "Politician"
07 26:18 "Those Were the Days"
08 29:13 "Born Under a Bad Sign"
09 32:24 "Deserted Cities of the Heart"
.

— Disc Two: Live at the Fillmore

10 36:02 "Crossroads"
11 40:17 "Spoonful"
12 57:02 "Traintime"
13 01:04:02 "Toad"

All Music Review (Rating: 4/5)

allmusic.com/album/wheels-of-f...

Wiki
en.wikipedia.org/wiki/Wheels_o...

RateYourMusic (Rating: 3.87/5)
rateyourmusic.com/release/albu...

Category
Music

License
Standard YouTube License
.
.

.
……………………………………………………………………………………………………………………………………………………..
.
…..item 3)…. FWC Inspects Oyster Harvesters …

… WCTV News … www.wctv.tv/home/headlines/ … Coverage You Can Count On ! …

Home / Headlines List / Article
.
…………………

CAPT Rob Beaton, FWC

Fish and Widlife Commission, State Law Enforcement

video: 1:47 minutes

AP-2902

Reporting Elizabeth Nickerson, elizabeth.nickerson@wctv.tv

…………………
.

Riding Along With FWC 10-29-13 5:30pm

By: Elizabeth Nickerson
October 29, 2013

www.wctv.tv/home/headlines/FWC-Inspects-Oyster-Harvesters…

Franklin County, FL- Around coastal communities near the Apalachicola Bay, oyster shells are sprinkled along the shore.

Oystermen rely on the catch of the day to feed their families. They have been doing it for generations.
.
………………..

img code photo … Apalachicola Bay … Franklin County, Florida

media.graytvinc.com/images/Oyster+Apalachicola+Bay.jpg

………………..
.

"Not much out here right now, I don’t know what needs to be done, but something needs to be done," said an oystermen, while out in the bay. " The marine patrol is around us, hard timing us, it’s just a hard time right now."

"If we are here we are harassing them, If we are not here we are not doing enough about enforcement, so it puts law enforcement, the FWC, in a lose, lose situation," said Captain Rob Beaton from The Florida Fish and Wildlife Commission.

FWC set out for a two-day patrol to make sure harvesters are following regulations.

"Some harvesters are facing some tough economic times and they are saying they are being forced because of the financial situation," said Beaton.

Captain Beaton says some harvesters are not shading the oysters, which causes them to grow bacteria. He has seen many cases where the oysters were too small to be snatched from the waters. The requirement is three inches minimum.

Captain Beaton says his team is trying to preserve the waters for the future

"We want to ensure that there is consumer confidence on oysters coming from this bay and that people look at this area as a top place to get oysters," said Beaton.

For more information about rules and regulations on commercial fishing or oyster harvesting log on to: www.myfwc.com
.
.

.
……………………………………………………………………………………………………………………………………………………
.
…..item 4)…. Obamacare: Over 2 Million Booted From Existing Health Insurance …

… WCTV News … www.wctv.tv/home/headlines/ … Coverage You Can Count On ! …

By: CBS News Copy Email
Updated: Tue 4:20 PM, Oct 29, 2013

Home / Headlines List / Article

www.wctv.tv/home/headlines/Obamacare-More-Than-2-Million-…

CBS News Copy

CBS News has learned more than two million Americans have been told they cannot renew their current insurance policies — more than triple the number of people said to be buying insurance under the new Affordable Care Act, commonly known as Obamacare.
.
………………..

img code photo … OBAMACARE

media.graytvinc.com/images/Obamacare10.jpg

………………..
.

There have been estimates about hundreds of thousands of people losing coverage, CBS News’ Jan Crawford reported on "CBS This Morning." CBS News has reached out to insurance companies across the country to determine some of the real numbers — and this is just the tip of the iceberg, Crawford said. The people who are opening the letters are shocked to learn they can’t keep their insurance policies despite President Obama’s assurances to the contrary.

The White House is on the defensive trying to explain it, after Mr. Obama repeatedly said, "If you like your doctor or health care plan, you can keep it."

White House Press Secretary Jay Carney said, "What the president said and what everybody said all along is that there are going to be changes brought about by the Affordable Care Act to create minimum standards of coverage."

It’s an unexpected reality of Obamacare being told through anecdotes in local papers and on social media. But the hard numbers reveal the evidence is far more than anecdotal. CBS News has confirmed with insurance companies across the country that more than two million people are getting notices they no longer can keep their existing plans. In California, there are 279,000; in Michigan, 140,000; Florida, 300,000; and in New Jersey, 800,000. And those numbers are certain to go even higher. Some companies who tell CBS News they’ve sent letters won’t say how many.

Industry experts like Larry Levitt, of the Kaiser Family Foundation, say the insurance companies have no choice. "What we’re seeing now is reality coming into play," he said.

Obamacare forces them to drop many of their plans that don’t meet the law’s 10 minimum standards, including maternity care, emergency visits, mental health treatment and even pediatric dental care.

That means consumers have to sign on to new plans even if they don’t want or need the more generous coverage. Industry experts say about half the people getting the letters will pay more — and half will pay less, thanks to taxpayer subsidies. Levitt said, "The winners outnumber the losers here, but because of all the website problems, it’s hard to find out who the winners are because they don’t even know it themselves."

And for the people who’ve gotten the letters, the broken website is a real problem, Crawford added on "CTM." They don’t know what to do. They don’t know if they get subsidies. And then there are others getting the letters who have very good insurance but are being told they can’t keep it. Industry experts CBS News talked to say for everyone, the best bet is to just call their insurance companies to get the information.
.

Comments are posted from viewers like you and do not always reflect the views of this station.
94 comments
.

— Rainydaygrrl • 26 minutes ago ?

Many of us who didn’t vote for abomination are just sadly nodding right now. It’s exactly what we expected. That is; a much, much, worst economy, and lies and more lies, from him, and his many puppet lieutenants. It’s really sad to me just how God Smacked many were with this man, eating up his lies like it was candy, fooled, and sucked in, to his many promises of, "We need change, and we are gonna change!", B.S talk. His high ranking followers were/are the likes of: Sean Penn, Puff Daddy, Kayne, Rap artists, Jesse Jackson, Louis Farrakhan, Madonna, Al Sharpton, Bill Clinton, etc, etc. All people who DO NOT value good morals, integrity, truth, honesty, and God.
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— Leo • 7 hours ago ?

It should be called YO-MAMA CARE
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— Death_Star • 7 hours ago ?

You can’t make an omelet without first breaking some eggs, get over yourselves.
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— GeniusOne Death_Star • 3 hours ago ?

Keep your omelet. I did not ask for one, and I most certainly never agreed to pay for yours.
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— Steve Death_Star • 4 hours ago ?

Yea people who work for a living on the right and low life freeloaders on the left.
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— Alex Edwards Death_Star • 6 hours ago ?

Actually, that’s the Democrat vision, Where everyone is dependent on government housing, wellfare, foodstamps, ETC while politicans live in luxury.
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— Steve Glenn • 5 hours ago ?

My main issue with A.C.A is the fact that people are going to be fined if they do not carry minimum health insurance. Those that can’t afford the health insurance will be allowed to ride on the tax payers to cover their costs i.e. Medicaid. So this tells me that all people on Welfare will now get a free ride on Medicaid costing the tax payers even more. Like a freaking vacuum just sucking the low income people into the system.

"Starting January 1, 2014, if someone doesn’t have a health plan that qualifies as minimum essential coverage, he or she may have to pay a fee that increases every year: from 1% of income (or per adult, whichever is higher) in 2014 to 2.5% of income (or 5 per adult) in 2016. The fee for children is half the adult amount. The fee is paid on the 2014 federal income tax form, which is completed in 2015. People with very low incomes and others may be eligible for waivers. See "What if someone doesn’t have health coverage in insurance in 2014?" for more information."
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— robert h siddell, jr Glenn • 5 hours ago ?

Hold your horses a bit. Obama will sign an Executive Order in Feb 2014 (after the companies establish their new rates on 1Jan2014); his order will declare that the greedy company’s exorbitant rates now require Washington to save Americans by nationalizing ACA and making it single payer like SS and Medicare; the Treasury will deduct premiums from everyone’s pay. This will work so well that in Mar2014, Washington will nationalize all remaining private enterprise and begin deducting student loans, credit cards, mortgages, car payments, utilities and child support (unions, politicians, banksters and welfare recipients will be exempted). He will rename the Statue of Liberty as the Statue of Equality and after having solved all of liberal America’s problems, Obama will take a much needed 6 month vacation at his "official" birthplace while the low IQ voters prepare his coronation ceremony.
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— Repubtallygirl • 9 hours ago ?

Obama administration knew millions could not keep their health insurance

President Obama repeatedly assured Americans that after the Affordable Care Act became law, people who liked their health insurance would be able to keep it. But millions of Americans are getting or are about to get cancellation letters for their health insurance under Obamacare, say experts, and the Obama administration has known that for at least three years.

Four sources deeply involved in the Affordable Care Act tell NBC News that 50 to 75 percent of the 14 million consumers who buy their insurance individually can expect to receive a “cancellation” letter or the equivalent over the next year because their existing policies don’t meet the standards mandated by the new health care law. One expert predicts that number could reach as high as 80 percent. And all say that many of those forced to buy pricier new policies will experience “sticker shock.”

investigations.nbcnews….
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— 62nitro • 9 hours ago ?

"You can keep your existing coverage" and "You can keep your doctor" ranks right up there with "The check is in the mail" and "Of course I’ll respect you in the morning".
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government health insurance
Tuesday …item 2.. Cream – Wheels of Fire (1968) Full Album — ‘Those Were the Days’ …item 4.. Obamacare: Over 2 Million Booted From Existing Health Insurance (Tue 4:20 PM, Oct 29, 2013) …
Obamacare forces them to drop many of their plans that don’t meet the law’s 10 minimum standards, including maternity care, emergency visits, mental health treatment and even pediatric dental care.
.

……..*****All images are copyrighted by their respective authors ………
.

*** ACHTUNG, BITTE NOTIZ
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… marsmet474 photostream … Page 1

www.flickr.com/photos/101355620@N06/?details=1
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Help / The Help Forum

www.flickr.com/help/forum/en-us/72157637645448644/

Thanks for giving our new photo page a try. If you have feedback, we’d like to hear from you.

In spite of the beta test page not being fully functional, the opt out button has been removed and only a "Feedback" button remains.

*** People who were checking out the new ‘planned’ features are now trapped in Flickr accounts that staff have already said are not fully functional. ***

Please roll back this change so that people can continue to use Flickr until everything is implemented on the new page.
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… message header for item 1. Commercial Fishery Failure Announced For Apalachicola, Big Bend

NOAA’s mission is to understand and predict changes in the Earth’s environment, from the depths of the ocean to the surface of the sun, and to conserve and manage our coastal and marine resources. Join us on Facebook, Twitter and our other social media channels.
.
.

……………………………………………………………. ……………………………………………………………. ……………………………………………
.
…..item 1)…. Commercial Fishery Failure Announced For Apalachicola, Big Bend …

WCTV News … www.wctv.tv/home/headlines/ … Coverage You Can Count On ! …
.
……………………

Florida Oyster Disaster Declaration … Senator Bill Nelson …

video: 59 seconds

……………………
.

Commercial Fishery Failure Issued For Panhandle 8-12-13 11pm

By: NOAA; Associated Press Email
Updated: Tue 12:09 AM, Aug 13, 2013

www.wctv.tv/home/headlines/Commercial-Fishery-Failure-Ann…

— Associated Press Release

TALLAHASSEE, Fla. (AP) — Federal officials are declaring a fishery disaster for Florida’s oyster industry in the Gulf of Mexico.

The declaration by the U.S. Secretary of Commerce sets the stage for possible help from the federal government if Congress approves it. That aid could include economic assistance to fishing businesses and communities, including oyster fishermen.
.
………………….

img code photo … Fishing net on boat

media.graytvinc.com/images/Fishing+net+on+boat.jpg

………………….
.

The announcement comes a day before both U.S. Sens. Marco Rubio and Bill Nelson are scheduled to be in Apalachicola for a field hearing by the Senate Commerce Committee. The committee will take testimony about the impact of water flows in Apalachicola Bay.

The collapse of the oyster industry last year followed a drought that reduced freshwater into the bay. But state officials have also blamed the lack of freshwater flow due to increased consumption in Georgia.

— Press Release: NOAA

U.S. Secretary of Commerce Penny Pritzker today declared a commercial fishery failure for the oyster fishery along the west coast of Florida. The fishery resource disaster resulted from excessive drought conditions in Apalachicola Bay and elsewhere in the Florida panhandle during the 2012 – 2013 winter fishing season.

“We understand the economic significance this historic oyster fishery has for fishermen and related businesses in the panhandle of Florida,” said Secretary Pritzker. “Because the drought caused such a decline in oyster landings and a rather significant drop in revenue, the fishery qualified as a resource disaster under the nation’s fishing law.”

Under the Interjurisdictional Fisheries Act and the Magnuson-Stevens Fishery Conservation and Management Act, the Commerce Secretary can declare a fishery disaster which makes it possible for Congress to appropriate funds to provide economic assistance to fishing businesses and communities, including oyster fishermen, affected by the disaster and to support other activities addressing the disaster.

If Congress appropriates funds to address the Florida oyster fishery failure, the Commerce Department’s National Oceanic and Atmospheric Administration (NOAA) will work closely with members of Congress and the state of Florida to develop a spending plan and distribute the funds to help coastal communities and the fishing industry, should funds be appropriated.

Within the last year, landings on the Florida west coast oyster fishery have declined nearly 60 percent, with a 44 percent reduction in revenues. This decline in revenues is an unusual occurrence in this fishery and is not part of a cyclical downturn in revenues. The state of Florida projects that with the continued decline in landings, revenue losses are only expected to increase and remain lower than the historical average until the oyster population begins to rebound.

“It takes three years for oysters to reach marketable size, so we are concerned about this depleted oyster resource that has traditionally supported a viable fishery,” said Sam Rauch, acting assistant NOAA administrator for NOAA Fisheries. “We will continue to work with Congress, the state and oyster fishermen through this challenging time.”

###

NOAA’s mission is to understand and predict changes in the Earth’s environment, from the depths of the ocean to the surface of the sun, and to conserve and manage our coastal and marine resources. Join us on Facebook, Twitter and our other social media channels.

— Press Release: Office of Governor Rick Scott

TALLAHASSEE – Today, Governor Rick Scott announced that the National Oceanic Atmospheric Administration (NOAA) has approved the Governor’s September 2012 request for a commercial fisheries failure declaration for the ongoing fisheries disaster in Apalachicola Bay.

Governor Scott said, “The federal government did the right thing in approving this commercial fisheries failure declaration. Now we need the support of Congress to provide the dollars necessary to support this region’s recovery. Congress should move with a sense of urgency to provide much needed support for families in the region, so they can get back on their feet and continue providing our nation with the world’s best oysters.”
.
.

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……………………………………………………………. ……………………………………………………………. …………………………………………
.
…..item 2)…. youtube video …. Cream – Wheels of Fire (1968) Full Album … 80:18 minutes …

www.youtube.com/watch?v=TfcNpZzFkSg

kritikospa16

Published on Jul 19, 2013
www.facebook.com/KritikospaMu...

Cream – Wheels of Fire (1968)
Re Uploading July 19, 2013

Track Listing

— Disc One: In the Studio

01 00:00 "White Room"
02 04:59 "Sitting on Top of the World"
03 09:57 "Passing the Time"
04 14:29 "As You Said"
05 18:50 "Pressed Rat and Warthog"
06 22:05 "Politician"
07 26:18 "Those Were the Days"
08 29:13 "Born Under a Bad Sign"
09 32:24 "Deserted Cities of the Heart"
.

— Disc Two: Live at the Fillmore

10 36:02 "Crossroads"
11 40:17 "Spoonful"
12 57:02 "Traintime"
13 01:04:02 "Toad"

All Music Review (Rating: 4/5)

allmusic.com/album/wheels-of-f…

Wiki
en.wikipedia.org/wiki/Wheels_o…

RateYourMusic (Rating: 3.87/5)
rateyourmusic.com/release/albu…

Category
Music

License
Standard YouTube License
.
.

.
……………………………………………………………. ……………………………………………………………. …………………………
.
…..item 3)…. FWC Inspects Oyster Harvesters …

… WCTV News … www.wctv.tv/home/headlines/ … Coverage You Can Count On ! …

Home / Headlines List / Article
.
…………………

CAPT Rob Beaton, FWC

Fish and Widlife Commission, State Law Enforcement

video: 1:47 minutes

AP-2902

Reporting Elizabeth Nickerson, elizabeth.nickerson@wctv.tv

…………………
.

Riding Along With FWC 10-29-13 5:30pm

By: Elizabeth Nickerson
October 29, 2013

www.wctv.tv/home/headlines/FWC-Inspects-Oyster-Harvesters…

Franklin County, FL- Around coastal communities near the Apalachicola Bay, oyster shells are sprinkled along the shore.

Oystermen rely on the catch of the day to feed their families. They have been doing it for generations.
.
………………..

img code photo … Apalachicola Bay … Franklin County, Florida

media.graytvinc.com/images/Oyster+Apalachicola+Bay.jpg

………………..
.

"Not much out here right now, I don’t know what needs to be done, but something needs to be done," said an oystermen, while out in the bay. " The marine patrol is around us, hard timing us, it’s just a hard time right now."

"If we are here we are harassing them, If we are not here we are not doing enough about enforcement, so it puts law enforcement, the FWC, in a lose, lose situation," said Captain Rob Beaton from The Florida Fish and Wildlife Commission.

FWC set out for a two-day patrol to make sure harvesters are following regulations.

"Some harvesters are facing some tough economic times and they are saying they are being forced because of the financial situation," said Beaton.

Captain Beaton says some harvesters are not shading the oysters, which causes them to grow bacteria. He has seen many cases where the oysters were too small to be snatched from the waters. The requirement is three inches minimum.

Captain Beaton says his team is trying to preserve the waters for the future

"We want to ensure that there is consumer confidence on oysters coming from this bay and that people look at this area as a top place to get oysters," said Beaton.

For more information about rules and regulations on commercial fishing or oyster harvesting log on to: www.myfwc.com
.
.

.
……………………………………………………………. ……………………………………………………………. ……………………….
.
…..item 4)…. Obamacare: Over 2 Million Booted From Existing Health Insurance …

… WCTV News … www.wctv.tv/home/headlines/ … Coverage You Can Count On ! …

By: CBS News Copy Email
Updated: Tue 4:20 PM, Oct 29, 2013

Home / Headlines List / Article

www.wctv.tv/home/headlines/Obamacare-More-Than-2-Million-…

CBS News Copy

CBS News has learned more than two million Americans have been told they cannot renew their current insurance policies — more than triple the number of people said to be buying insurance under the new Affordable Care Act, commonly known as Obamacare.
.
………………..

img code photo … OBAMACARE

media.graytvinc.com/images/Obamacare10.jpg

………………..
.

There have been estimates about hundreds of thousands of people losing coverage, CBS News’ Jan Crawford reported on "CBS This Morning." CBS News has reached out to insurance companies across the country to determine some of the real numbers — and this is just the tip of the iceberg, Crawford said. The people who are opening the letters are shocked to learn they can’t keep their insurance policies despite President Obama’s assurances to the contrary.

The White House is on the defensive trying to explain it, after Mr. Obama repeatedly said, "If you like your doctor or health care plan, you can keep it."

White House Press Secretary Jay Carney said, "What the president said and what everybody said all along is that there are going to be changes brought about by the Affordable Care Act to create minimum standards of coverage."

It’s an unexpected reality of Obamacare being told through anecdotes in local papers and on social media. But the hard numbers reveal the evidence is far more than anecdotal. CBS News has confirmed with insurance companies across the country that more than two million people are getting notices they no longer can keep their existing plans. In California, there are 279,000; in Michigan, 140,000; Florida, 300,000; and in New Jersey, 800,000. And those numbers are certain to go even higher. Some companies who tell CBS News they’ve sent letters won’t say how many.

Industry experts like Larry Levitt, of the Kaiser Family Foundation, say the insurance companies have no choice. "What we’re seeing now is reality coming into play," he said.

Obamacare forces them to drop many of their plans that don’t meet the law’s 10 minimum standards, including maternity care, emergency visits, mental health treatment and even pediatric dental care.

That means consumers have to sign on to new plans even if they don’t want or need the more generous coverage. Industry experts say about half the people getting the letters will pay more — and half will pay less, thanks to taxpayer subsidies. Levitt said, "The winners outnumber the losers here, but because of all the website problems, it’s hard to find out who the winners are because they don’t even know it themselves."

And for the people who’ve gotten the letters, the broken website is a real problem, Crawford added on "CTM." They don’t know what to do. They don’t know if they get subsidies. And then there are others getting the letters who have very good insurance but are being told they can’t keep it. Industry experts CBS News talked to say for everyone, the best bet is to just call their insurance companies to get the information.
.

Comments are posted from viewers like you and do not always reflect the views of this station.
94 comments
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— Rainydaygrrl • 26 minutes ago ?

Many of us who didn’t vote for abomination are just sadly nodding right now. It’s exactly what we expected. That is; a much, much, worst economy, and lies and more lies, from him, and his many puppet lieutenants. It’s really sad to me just how God Smacked many were with this man, eating up his lies like it was candy, fooled, and sucked in, to his many promises of, "We need change, and we are gonna change!", B.S talk. His high ranking followers were/are the likes of: Sean Penn, Puff Daddy, Kayne, Rap artists, Jesse Jackson, Louis Farrakhan, Madonna, Al Sharpton, Bill Clinton, etc, etc. All people who DO NOT value good morals, integrity, truth, honesty, and God.
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— Leo • 7 hours ago ?

It should be called YO-MAMA CARE
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— Death_Star • 7 hours ago ?

You can’t make an omelet without first breaking some eggs, get over yourselves.
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— GeniusOne Death_Star • 3 hours ago ?

Keep your omelet. I did not ask for one, and I most certainly never agreed to pay for yours.
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— Steve Death_Star • 4 hours ago ?

Yea people who work for a living on the right and low life freeloaders on the left.
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— Alex Edwards Death_Star • 6 hours ago ?

Actually, that’s the Democrat vision, Where everyone is dependent on government housing, wellfare, foodstamps, ETC while politicans live in luxury.
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— Steve Glenn • 5 hours ago ?

My main issue with A.C.A is the fact that people are going to be fined if they do not carry minimum health insurance. Those that can’t afford the health insurance will be allowed to ride on the tax payers to cover their costs i.e. Medicaid. So this tells me that all people on Welfare will now get a free ride on Medicaid costing the tax payers even more. Like a freaking vacuum just sucking the low income people into the system.

"Starting January 1, 2014, if someone doesn’t have a health plan that qualifies as minimum essential coverage, he or she may have to pay a fee that increases every year: from 1% of income (or per adult, whichever is higher) in 2014 to 2.5% of income (or 5 per adult) in 2016. The fee for children is half the adult amount. The fee is paid on the 2014 federal income tax form, which is completed in 2015. People with very low incomes and others may be eligible for waivers. See "What if someone doesn’t have health coverage in insurance in 2014?" for more information."
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— robert h siddell, jr Glenn • 5 hours ago ?

Hold your horses a bit. Obama will sign an Executive Order in Feb 2014 (after the companies establish their new rates on 1Jan2014); his order will declare that the greedy company’s exorbitant rates now require Washington to save Americans by nationalizing ACA and making it single payer like SS and Medicare; the Treasury will deduct premiums from everyone’s pay. This will work so well that in Mar2014, Washington will nationalize all remaining private enterprise and begin deducting student loans, credit cards, mortgages, car payments, utilities and child support (unions, politicians, banksters and welfare recipients will be exempted). He will rename the Statue of Liberty as the Statue of Equality and after having solved all of liberal America’s problems, Obama will take a much needed 6 month vacation at his "official" birthplace while the low IQ voters prepare his coronation ceremony.
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— Repubtallygirl • 9 hours ago ?

Obama administration knew millions could not keep their health insurance

President Obama repeatedly assured Americans that after the Affordable Care Act became law, people who liked their health insurance would be able to keep it. But millions of Americans are getting or are about to get cancellation letters for their health insurance under Obamacare, say experts, and the Obama administration has known that for at least three years.

Four sources deeply involved in the Affordable Care Act tell NBC News that 50 to 75 percent of the 14 million consumers who buy their insurance individually can expect to receive a “cancellation” letter or the equivalent over the next year because their existing policies don’t meet the standards mandated by the new health care law. One expert predicts that number could reach as high as 80 percent. And all say that many of those forced to buy pricier new policies will experience “sticker shock.”

investigations.nbcnews….
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— 62nitro • 9 hours ago ?

"You can keep your existing coverage" and "You can keep your doctor" ranks right up there with "The check is in the mail" and "Of course I’ll respect you in the morning".
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Cancer

Check out these health news articles images:

health news articles
Cancer
Cancer, a generic term for a large group of diseases which can affect any part of the body, is the leading cause of death worldwide.

Article link: www.executivehm.com/news/cancer-worldwide/

health news articles
Bettie Page (Christmas 1954) … Problems in the bedroom? (17th January 2012) …item 2.. FSU News – Winter reading recommendations (Dec. 8, 2013) …
Sci-fi / Fantasy .. To get more contemporary, read any by George R.R. Martin (of Game of Thrones), including his new novel Dangerous Women. Also take a look at Mira Grant’s Parasite, where genetically engineered tapeworms wreck havoc on the human population they were designed to protect.
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……..***** All images are copyrighted by their respective authors …….
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… message header for item 1. … Problems in the bedroom? It could be because your partner gets on too well with your friends …

But they said reducing his contact with his friends to the point that all your socialising is done together can be dangerous.

It suggests wives should encourage their husbands to spend time alone with male friends – even the ones they don’t like.
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……item 1)…. Problems in the bedroom? It could be because your partner gets on too well with your friends …

… Mail Online …. www.dailymail.co.uk/health

… ‘Partner betweeness’ – where a girlfriend or wife comes between a man and his friends – linked to erectile dysfunction

… Men who do not have enough time to spend with their friends can feel resentful and less attracted to their partner

By TAMARA COHEN and DAILY MAIL REPORTER
Last updated at 11:16 AM on 17th January 2012

www.dailymail.co.uk/health/article-2087764/Problems-bedro…

Men whose girlfriends are too friendly with their mates suffer in the bedroom, researchers say.

A study by Cornell University found that older men who do all their socialising alongside their other halves are more likely to suffer from erectile dysfunction.

The phenonomon was dubbed ‘partner betweeness’ – where a romantic partner comes between a man and his friends.
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img code photo …. ‘Partner betweeness’

i.dailymail.co.uk/i/pix/2012/01/17/article-2087764-0F7F65…

Scientists say men who experience partner betweenness in their joint relationships are more likely to have trouble getting an erection

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Around 25 per cent of the men surveyed experiences this uncomfortable state.

Benjamin Cornwell, who carried out the research with Edward Laumann of the University of Chicago, said: ‘Men who experience partner betweenness in their joint relationships are more likely to have trouble getting or maintaining an erection and are also more likely to experience difficulty achieving orgasm during sex.’

The pair say that partner betweenness undermines men’s feelings of autonomy and privacy, which are central to traditional concepts of masculinity.

They warned that women who try to micro-manage their husband’s social lives may also be storing up problems for themselves.

More…

…..Should you put your sex life before beating cancer?

The US scientists also found men who do not have enough spare time to spend with their own friends, can feel less attracted to their partner.

The authors said there is nothing wrong with the wife doing most of the organising of their social activities – as women tend to be more organised.

But they said reducing his contact with his friends to the point that all your socialising is done together can be dangerous. It suggests wives should encourage their husbands to spend time alone with male friends – even the ones they don’t like.

Professor Benjamin Cornwell, of Cornell University added: ‘There is a bit of a gate-keeper aspect that probably troubles some men.

‘They key issue is whether it reduces his contact with his friends while it increases hers – for example she alters his social schedule to the point that his contact with his friends increasingly occurs in the context of couple’s dinners.

‘A man’s ability to play a round of golf or to have a few drinks with a friend who has only a passing acquaintance to his wife or girlfriend is crucial to preserving some independence in everyday life.

‘If he has to bring his wife along every time they meet, or his wife starts monopolising that friend, that’s when problems may arise.’

The researchers analysed data from the National Social Life, Health and Aging Project, a 2005 survey of 3,000 people in Chicago, who were aged 57 to 85.

Co-author Edward Laumann, a professor of sociology at the University of Chicago said: ‘He needs to have someone to talk to about the things that matter to him – whether its football, politics, what car he is going to buy or worries about his health or his job.

‘The important thing is that he can let it all hang out and know that what he says isn’t going to get straight back to his wife.’

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…..item 2)…. Winter reading recommendations …

… FSU News … www.fsunews.com/

Book suggestions to read by the fire during this holiday break

Dec. 8, 2013 8:36 PM |

Written by
Carlo Piantini
Staff Writer

FILED UNDER
FSU News
FSU News Arts

www.fsunews.com/article/20131209/FSVIEW0105/131208023/Win…

As the semester wraps up, hell week may have some students a bit fed up with reading. Everyone knows that feeling, where you’ve spent so much time looking at the letters on the page that it seems like they’re on fire. But exam time is almost over. Soon, students will be able to shelve their textbooks and cuddle up next to something a bit less dry over winter break. This list is just a brief (and certainly not comprehensive) list of literature, both new and classic, broken into genre so that everyone can find something to enjoy while trying to escape the holiday madness.
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— Fiction

For a few older gems, there are a few that I’d certainly recommend to anyone. First there are some of the classics; Lolita, 1984 and Brave New World. Anything by John Steinbeck is worth looking into (start with either The Pearl or Cannery Row), as well as Victor Hugo (and yes, there are abridged versions). There is also The Complete Collection of Sherlock Holmes, so if anyone is a fan of BBC’s Sherlock, here’s a chance to read up on the source material. While not old enough to be a classic, I can’t recommend more anything written by Christopher Moore. His brilliantly dark mixture of humor with the macabre makes some of the most entertaining, genuinely funny literature. Start with Lamb, the untold story about the life of Jesus Christ as told by his best pal Biff. It’s a wonderful insight into the beauty of religion when stripped away from the dogma of their institutions, and it’s also completely hysterical. In terms of new literature, some of the top sellers right now are Dave Eggers’ The Circle, Donna Tartt’s The Goldfinch, and Neil Gaiman’s new novel, The Ocean at the End of the Lane.
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— Sci-fi / Fantasy

This genre is going to be a bit broader, simply to hold a larger spectrum of books in it. With their movie counterparts hitting the big screens, in terms of fantasy check out J.R.R. Tolkien’s The Hobbit, as well as Suzanne Collin’s The Hunger Games Series (technically young adult, not fantasy). The same goes for sci-fi and Orson Scott Card’s Ender’s Game, a novel that is much better than the film. More sci-fi classics definitely include Douglas Adam’s masterpiece The Hitchhiker’s Guide to the Galaxy, William Gibson’s cyper-punk epic Neuromancer, and Philip K Dick’s Do Androids Dream of Electric Sheep, the novel behind Blade Runner.

To get more contemporary, read any by George R.R. Martin (of Game of Thrones), including his new novel Dangerous Women. Also take a look at Mira Grant’s Parasite, where genetically engineered tapeworms wreck havoc on the human population they were designed to protect.
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— Non-fiction

With the meteoric rise of dance music in popular culture, music fans will want to pick up Energy Flash by Simon Reynolds and The Record Players by Brewster & Broughton. Other than that, there’s I Am Malala: The Girl Who Stood Up for Education by Malala Yousafzai, and The Reason I Jump: The Inner Voice of a Thirteen-Year-Old Boy with Autism by Naoki Higashida.

There is no way to tackle every great book to read in one list. Dozens of fantastic new books come out every week. But this should help those looking for something to hold the tide until spring semester.
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health news articles
Listen … Rape is a polictically volatile topic (5:08 PM, Aug. 26, 2012) …item 2.. GAWKER — Unmasking Reddit’s Violentacrez, The Biggest Troll on the Web – Reddit had already exploded in outrage. (OCT 12, 2012 5:00 PM) …
I had just told him, on Gchat, that I had uncovered his identity as the notorious internet troll Violentacrez (pronounced Violent-Acres).

Judging from his internet footprint, Brutsch, 49, has a lot to sweat over. If you are capable of being offended, Brutsch has almost certainly done something that would offend you, then did his best to rub your face in it.

His speciality is distributing images of scantily-clad underage girls, but as Violentacrez he also issued an unending fountain of racism, porn, gore, misogyny, incest, and exotic abominations yet unnamed, all on the sprawling online community Reddit.

At the time I called Brutsch, his latest project was moderating a new section of Reddit where users posted covert photos they had taken of women in public, usually close-ups of their asses or breasts, for a voyeuristic sexual thrill. It was called "Creepshots." Now Brutsch was the one feeling exposed and it didn’t suit him very well.
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……..***** All images are copyrighted by their respective authors ……..
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… message header for FSU News

Lately, several male politicians have been saying some really stupid things regarding issues on abortion, birth control and rape—things that they will never truly understand simply because they have different sexual reproductive organs.

Not to say this makes men any less important, but it’s a little bit harder to justify their opinions on matters they can’t relate to.
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… marsmet491 photo … the world … FSU News – Coverage of rape evidence a problem — Poppy Harlow waxed on (6:46 PM, Mar. 20, 2013) …item 3a / 3b.. Anonymous 2013 Steubenville Rape Case — What if this was your daughter? (Published on Jan 6, 2013) …

www.flickr.com/photos/71902107@N03/8576126749/in/photostream
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… marsmet491 photostream … Page 1

www.flickr.com/photos/71902107@N03/?details=1

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…..item 1)…. Rape is a polictically volatile topic

… FSU News … www.fsunews.com

FSU News / section / News … www.fsunews.com/section/NEWS

5:08 PM, Aug. 26, 2012

Written by
SAMANTHA HUSTED
Staff Writer

FILED UNDER
FSU News
FSU News Views

www.fsunews.com/article/20120827/FSVIEW03/120826013/Rape-…|newswell|text|frontpage|p

Recently there’s been a really big women’s rights movement that has been continually growing and picking up tons of female and male supporters. It makes me feel good knowing that men and women alike can recognize there’s something wrong with the way our society treats women.

Though this movement is necessary and a step in the right direction for human rights in general, it has been spurred and has grown from a lot of negativity. Especially regarding women’s health and the right for a woman to choose what she does with her body.

Lately, several male politicians have been saying some really stupid things regarding issues on abortion, birth control and rape—things that they will never truly understand simply because they have different sexual reproductive organs. Not to say this makes men any less important, but it’s a little bit harder to justify their opinions on matters they can’t relate to.

Which is why I get frustrated when politicians, men who are in power and make important decisions, say ignorant things about issues they obviously don’t understand fully.

Take Congressman Todd Akin, what a swell guy. He states, “It seems to me, from what I understand from doctors….[pregnancies from rape are] really rare.” He continued, “If it’s a legitimate rape, the female body has ways to try to shut that whole thing down.”

Okay, wait, what? So does that mean anyone who’s been raped and has become pregnant as a result wasn’t really raped?

It wasn’t legitimate because her body didn’t ward off the offender?

What a ridiculous assertion. I think we should take a moment and recognize that rape is rape. There’s no way to legitimize it or make one rape more rape-like than the next.

It’s a horrible thing that happens to women and men everyday. And guess what? It can sometimes result in pregnancy.

Women aren’t just baby-making vessels who can control when they’d like to get pregnant. There’s no way of telling your uterus that maybe you’re not ready for a baby yet. Todd Akins has since apologized, but only after all the negative responses his statement recieved.

This whole situation regarding women’s health and a right for her to choose is immensely frustrating for me, especially when comments like Todd Akin’s are made. Ignorance such as his is unacceptable and is holding women back. Making cases of rape seem illegitimate and less important is wrong. There’s no way to justify a rape and the fact that his statement was said shows me that he doesn’t care about women’s health. Just as long as they don’t get abortions he’ll be happy. It’s scary to think that Todd Akin has the power to make decisions that could potentially affect my body.

I feel like our society is constantly, to be super cliché, taking two steps backwards for every step forward. Our government can’t be fueled by ignorance and fear. If they don’t completely understand something they should try to and not spew word vomit like Akin was guilty of.

We need to build tolerance and understanding in our country. If things like rape make you uncomfortable, that’s okay, but that doesn’t mean you should shove your misguided “facts,” into a government forum.
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…..item 2)…. VIOLENTACREZ THE INTERNET REDDIT MICHAEL BRUTSCH CREEPSHOTS LONGREADS

… GAWKER … gawker.com

Unmasking Reddit’s Violentacrez, The Biggest Troll on the Web
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img code photo … THE MAN BEHIND THE TROLL … Michael Brutsch, 49

img.gawkerassets.com/img/181ycj8ex213ujpg/original.jpg

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Adrian Chen
OCT 12, 2012 5:00 PM

gawker.com/5950981/unmasking-reddits-violentacrez-the-big…

Last Wednesday afternoon I called Michael Brutsch. He was at the office of the Texas financial services company where he works as a programmer and he was having a bad day. I had just told him, on Gchat, that I had uncovered his identity as the notorious internet troll Violentacrez (pronounced Violent-Acres).

"It’s amazing how much you can sweat in a 60 degree office," he said with a nervous laugh.

Judging from his internet footprint, Brutsch, 49, has a lot to sweat over. If you are capable of being offended, Brutsch has almost certainly done something that would offend you, then did his best to rub your face in it. His speciality is distributing images of scantily-clad underage girls, but as Violentacrez he also issued an unending fountain of racism, porn, gore, misogyny, incest, and exotic abominations yet unnamed, all on the sprawling online community Reddit. At the time I called Brutsch, his latest project was moderating a new section of Reddit where users posted covert photos they had taken of women in public, usually close-ups of their asses or breasts, for a voyeuristic sexual thrill. It was called "Creepshots." Now Brutsch was the one feeling exposed and it didn’t suit him very well.

But Michael Brutsch is more than a monster. Online, Violentacrez has been one of Reddit’s most reviled characters but also one of its most beloved users. The self-described "creepy uncle of Reddit" has played a little-known but crucial role in Reddit’s development into the online juggernaut it is today. In real life, Brutsch is a military father and cat-lover. He lives with his wife in the Dallas suburb of Arlington, Texas. There are many sides to Violentacrez, and now that I had Michael Brutsch on the phone I hoped to find out where the troll ended and the real person began.

***
I first became aware of Violentacrez last year, when controversy erupted over a section, called "Jailbait," that Violentacrez had created on Reddit dedicated to sexualized images of underaged girls. (Brutsch adapted the name from "Violent Acres," a popular anonymous blogger he was fond of in the mid-2000s.) Reddit, for the uninitiated, is essentially a social news site; with a free username, anyone can submit and vote on content and can do so anonymously. And anyone can start a forum on Reddit dedicated to their interests, known as a subreddit. Today, there are about 10,000 active subreddits out of nearly 100,000 total, spanning a dizzying array of topics from funny pictures, to Power Rangers, to pooping. If a post gets enough "upvotes," as they’re called, it can be propelled to the front page of Reddit and a massive audience.

The breadth of topics and dedication of users has made Reddit, which calls itself the "front page of the internet," the single dominant force in internet culture today, boasting over 3.4 billion pageviews this August. It reached a new level of legitimacy last month, when President Obama held a Q & A on Reddit. These days, Reddit is mentioned in the same breath as Twitter and Facebook by pundits expounding on the power of social media.

But Reddit’s laissez-faire attitude towards offensive speech has led to a vast underbelly that rivals anything on the notorious cesspool 4chan. And with Jailbait, Violentacrez decided to create a safe space for people sexually attracted to underage girls to share their photo stashes. I would call these people pedophiles; the Jailbait subreddit called them "ephebophiles." Jailbait was the online equivalent of systematized street harassment. Users posted snapshots of tween and teenage girls, often in bikinis and skirts. Many of these were lifted from their Facebook accounts and thrown in front of Jailbait’s 20,000 horny subscribers.

Violentacrez and his fellow moderators worked hard to make sure every girl on jailbait was underage, diligently deleting any photos whose subjects seemed older than 16 or 17. Violentacrez himself posted hundreds of photos. Jailbait became one of Reddit’s most popular subreddits, generating millions of pageviews a month. "Jailbait" was for a time the second biggest search term bringing traffic to Reddit, after "Reddit." Eventually, Jailbait landed on CNN, where Anderson Cooper called out Reddit for hosting it, and Violentacrez for creating it. The ensuing outcry led Reddit administrators to reluctantly ban Jailbait, and all sexually suggestive content featuring minors.
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img code photo … Michael Brutsch, 49

img.gawkerassets.com/img/181yqzkufieghjpg/original.jpg

Michael Brutsch at a Reddit meet-up.

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On the phone, Michael Brutsch insisted he is not a pedophile but was unapologetic about Jailbait. He compared the photos of underage girls he posted to Britney Spears’ sultry "Hit Me Baby One More Time" video. She was 16 at the time, he said—how was that different than what he was doing? Brutsch said he only reposted photos that he’d found elsewhere, mostly on 4chan, and that he promptly removed any outright child porn that was posted.

"I’ve always been upfront about the sorts of things that I find attractive," he said. Brutsch didn’t create the creepshots subreddit which was launched earlier this year. But when it started to get heat after a teacher in Georgia was fired at the end of September for allegedly posting covert pictures of his underage students, it only made sense that the section’s moderators would bring Violentacrez on to help deal with the newfound attention. He was a moderator until Creepshots was banned this week amid increasing controversy. (The circumstances surrounding Creepshots’ ban is unclear, as Reddit’s General Manager had told Buzzfeed they would not ban the subreddit because it wasn’t breaking Reddit’s rules.)

Having his screenname mangled by Anderson Cooper on CNN for Jailbait was Violentacrez’s biggest moment as a troll, but it wasn’t his first time in the spotlight. Since Brutsch stumbled on Reddit from a link on the internet culture blog Boing Boing in 2007, he has pushed the boundaries of Reddit’s free-speech culture. He has done this mostly through creating offensive subreddits to troll sensitive users. Some of the sections Violentacrez created or moderated were called:

Chokeabitch
Niggerjailbait
Rapebait
Hitler
Jewmerica
Misogyny
Incest

You can look those up on Reddit and visit them if you’d like to ruin your day, but the content is self-explanatory.

Unlike Jailbait, which apparently sprung from a sincere interest, many of Violentacrez’s most offensive subreddits were created just to enrage other Reddit users. At this they were very effective. What happened was, some do-gooder would stumble upon one of his offensive subreddits and expose it to the rest of Reddit in an outraged post. Then thousands more would vote the thing to the front page of Reddit. Cries to censor it would sound out, to be almost inevitably beaten back by cries of "free speech!" The idea of free speech is sacred to many Reddit users, a product of the free-wheeling online message board culture from which Reddit springs. If you criticize someone else for posting something you don’t like, you are a whiny fascist.

Violentacrez explained his trolling philosophy to the internet culture website the Daily Dot in August of 2011. He had sparked yet another controversy by posting a graphic image of a partially clothed woman being brutally beaten by a large man, in "beatingwomen," a subreddit dedicated to glorifying violence against women. A Redditor had called out the picture in a post, and it was voted to the front page.

"People take things way too seriously around here," Violentacrez said. " I was not surprised by the outrage of the person who made the post, because I see it all the time. What was surprising was the community support for it. Most posts that complain about these things never do very well, and are quickly buried or deleted. I think it’s interesting how many people defend my right to act the way I do, while decrying my posts themselves."

A troll exploits social dynamics like computer hackers exploit security loopholes, and Violentacrez calmly exploited the Reddit hive mind’s powerful outrage machine and free speech values at the same time.

It was this pattern, repeated to various degrees dozens of times, that made Violentacrez an unlikely hero to many of the white male geeks who make up Reddit’s hard core. They saw Violentacrez as a champion in the fight against the oppressive schoolmarms: "He upheld a certain amount of freedom for the worst of us to ensure freedom for all of us," wrote one user in a post mourning his departure. Fans followed him wherever he went on the site.

As his fame grew, Brutsch began selling T-shirts with an illustration of a zombified version of Reddit’s alien logo, designed by a professional illustrator, that he had adopted as Violentacrez’s logo. He created a subreddit called Violentacrez, dedicated to news and posts about himself. Last year, the Daily Dot named him the most important Redditor of the year. Violentacrez was the most influential user of one of the most influential websites on the internet.
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Violentacrez was a troll, but he was a well-connected troll.

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All the while, Violentacrez’s critics cried out the same refrain: "How does he get away with this?" One reason Violentacrez continued to occupy such a high-profile position on Reddit was of course his free speech rhetoric. But Violentacrez has historically had a close relationship with Reddit’s staff, a fact far less well-known than his controversial behavior. Violentacrez was a troll, but he was a well-connected troll. He told me he was close with a number of early Reddit employees—many of whom have now moved on—chatting with them on IRC or sometimes even on the phone. A few years ago, while Jailbait was still going strong, Reddit’s administrators gave him a special one-of-a-kind "pimp hat" badge to honor his contributions to the site, which he proudly displayed on his profile. Brutsch said he was even in the final running for a job as a customer support representative at Reddit last year.

During the Jailbait controversy, Erik Martin, the site’s General Manager, reached out to Violentacrez beforehand to warn him that they were going to have to shut down his prized possession, according to a chat conversation Violentacrez leaked at the time.

"Want to give you a heads up," Martin wrote. "We’re making a policy change regarding jailbait type content. Don’t really have a choice."

(Martin did not respond to requests for comment.)

Violentacrez’s privileged position came from the fact that for years he had helped administrators deal with the massive seedy side of Reddit, acting almost as an unpaid staff member. Reddit administrators essentially handed off the oversight of the site’s NSFW side to Violentacrez, according to former Reddit lead programer Chris Slowe (a.k.a. Keysersosa), who worked at Reddit from 2005 to the end of 2010. When Violentacrez first joined the site and started filling it with filth, administrators were wary and they often clashed. But eventually administrators and Violentacrez came to an uneasy truce, according to Slowe. For all his unpleasantness, they realized that Violentacrez was an excellent community moderator and could be counted on to keep the administrators abreast of any illegal content he came across.

"Once we came to terms he was actually pretty helpful. He would come to us with things that we hadn’t noticed," said Slowe. "At the time there was only four of us working so that was a great resource for us to have."

Administrators realized it was easier to outsource the policing of questionable content to Violentacrez than to dirty their hands themselves, or ostracize him and risk even worse things happening without their knowledge. The devil you know. So even as Jailbait flourished and became an ever-more-integral part of Reddit’s traffic and culture—in 2008 it won the most votes in a "subreddit of the year" poll—administrators looked the other way. "We just stayed out of there and let him do his thing and we knew at least he was getting rid of a lot of stuff that wasn’t particularly legal," Slowe said. "I know I didn’t want it to be my job."

Violentacrez’s close relationship to administrators made him an elite member of Reddit’s army of moderators, known as "mods" on the site. Though much is made of the millions of users who submit content to Reddit, it’s Reddit’s over 20,000 volunteer mods who are the real secret behind its success. They act as janitors and editors, keeping their subreddits clean and well-stocked with content. Reddit’s main innovation has been to move these users up the food chain, from simple content-generators to management positions. This allows Reddit’s mind-boggling breadth of content and users to be overseen by just a few paid employees. The downside is that it requires Reddit’s official management to enter into uneasy symbiotic relationships with sketchy but effective moderators like Violentacrez.

And sometimes those relationships become more trouble than they’re worth. After the Jailbait controversy, Violentacrez claimed repeatedly on Reddit, he was cut off from administrators who had been burned by the controversy. In fact, when I spoke to him, Brutsch said Reddit admins had been keeping their distance for a while. He suggested that the site wasn’t what it used to be. In recent days, he has been posting less, stirring up less drama.

When it comes to mods, the political model of Reddit is not so much a vast digital democracy, as it’s often framed by fans and users, as online feudalism. Moderators like Violentacrez are given absolute control over their turf in exchange for keeping the kingdom of Reddit strong. Moderators become more or less powerful in direct relation to the number and popularity of the subreddits they moderate, so they try to take over other subreddits to boost their profile in the community. Inevitably, Reddit’s administrators develop relationships with the most influential moderators. Like feuding medieval lords vying for the king’s favor, moderators form alliances or wage epic flame wars over power struggles.

This is how Violentacrez, Reddit’s creepiest user, also became its most powerful. Sure, he was responsible for the absolute worst stuff on Reddit, and by extension, some of the worst stuff on the internet. But Violentacrez was also seen to be, as Chris Slowe put it to me, "a trustworthy and a positive member of the community." He moderated more than 400 subreddits and had many high-profile friends, amassed over many years. His stable at times included hundreds of popular mainstream subreddits, like Funny and WTF, that reach audiences of millions. Violentacrez further solidified his reach by becoming a mentor to other moderators. He created the first FAQ for Reddit’s rather unintuitive moderator interface. He also helmed a number of subreddits dedicated to providing guidance and camaraderie for other moderators, including the essential modhelp.

So it was no surprise that when news got out earlier this week that I was working on a story that would expose Violentacrez’s real identity, other moderators on Reddit rallied to defend him. The popular politics subreddit led the charge, by banning all Gawker links.

"As moderators, we feel that this type of behavior is completely intolerable," they wrote. "We volunteer our time on Reddit to make it a better place for the users, and should not be harassed and threatened for that. We should all be afraid of the threat of having our personal information investigated and spread around the internet if someone disagrees with you."

Some have taken this as an expression of Reddit’s users’ fondness of Violentacrez’s pornographic generosity. In fact the ban was probably more an expression of friendship by the Politics subreddit moderators. Violentacrez probably trained some of them. They were mad that their buddy was going to be outed for simply, in their mind, exercising his free speech—his unalienable right to anonymously post stalker shots of women.

***
When I called Brutsch that Wednesday afternoon and told him I knew who he was, I was a little taken aback by how calm he remained during our intense but civil hour-long conversation. I had figured that a man whose hobby was saying horrible shit just to screw with people online would rise to some new horrible level when conditions on the ground actually called for it. Instead he pleaded with me in an affectless monotone not to reveal his name.

"My wife is disabled. I got a home and a mortgage, and if this hits the fan, I believe this will affect negatively on my employment," he said. "I do my job, go home watch TV, and go on the internet. I just like riling people up in my spare time."

I asked if he regretted anything he had posted, now that he’d be found out. No, he said. "I would stand by exactly what I’ve done." The problem was, he explained, that if his identity got out, his many enemies would start attaching lies to his name because they simply don’t like his views. They would say he was a child pornographer, when all he had done was spearhead the distribution of thousands of legal photos of underage girls. They would say the fact that he created a subreddit dedicated to Hitler meant he was anti-Semitic, when really it was just trolling. (Brutsch says he’s got Jewish blood himself: "If you see a picture of me, I’m about as Jewish looking as they get.") They would Google-bomb his name and the word "pedophile" along with his publicly-traded company’s name.
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I asked if he regretted anything he had posted, now that he’d be found out. No, he said. "I would stand by exactly what I’ve done."

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He needed to keep his anonymity to protect his ability to express things many people think but hardly anyone says. With Violentacrez, "I got the freedom to talk about my personal life, my personal feelings… I’m sure there’s more than one person in this building who’s a pervert," he said, referring his office building.

He asked a number of times if there was anything he could do to keep me from outing him. He offered to act as a mole for me, to be my "sockpuppet" on Reddit. "I’m like the spy who’s found out," he said. "I’ll do anything. If you want me to stop posting, delete whatever I posted, whatever. I am at your mercy because I really can’t think of anything worse that could possibly happen. It’s not like I do anything illegal."

I told him it wasn’t my place to tell him what to do, that I was just reporting on what he’d already done, but this did shake me a bit. It didn’t help that our phone call had been unplanned and I hadn’t properly steeled myself for a tough conversation. In the beginning it was just supposed to be a friendly gchat conversation with Violentacrez, not a confrontation with Brutsch himself.

I had initially told Violentacrez I was interested in profiling him in light of the new controversy surrounding creepshots. I arranged the Gchat interview without hinting that a former online friend had tipped me off to his real identity during the Jailbait scandal, after the friend had become disgusted with his obsession with underage girls. Since then, Violentacrez had recorded the geek podcast The Drill Down with other high-profile Reddit moderators, outing his voice. All I had to do was call up Michael Brutsch and match his voice to Violentacrez’s. My plan that Wednesday was to have the chat with Violentacrez before calling Brutsch. I didn’t want to risk calling Brutsch first, only to have him shut down completely once he realized he was outed.

Unfortunately, I’ve never been good at keeping secrets. My poker face is so bad it can be read even through a computer screen, apparently. In our Gchat, I pressed Violentacrez about his anonymity enough that he grew suspicious. We were chatting about why he feels comfortable attending IRL meet-ups of Redditors if his anonymity was so important to him when he caught on.

me: it seems like you’re not super careful about keeping your identity under wraps, if you meet people in real life. A lot of trolls I’ve talked to would never do that or give out as many details about themselves as they do.

violentacrez: have you been given my real name?

me: yeah

violentacrez: that’s not good

me: it seems like you’ve told a lot of people. Are you surprised it would get out?

violentacrez: yes, I thought I could trust those who know. Are you going to out me?

Panicking a bit, I quickly picked up the phone and dialed the number I had found on Brutsch’s online resume so I could hear Brutsch’s voice to see if it matched Violentacrez. It did.

"So, are you going to out me?" he said.

***
One thing that Brutsch wasn’t worried about when I talked to him on the phone was his immediate family finding out about his online habits.

"He won’t really care," said Brutsch of his teenage son, the one about to join the Marines. "He thinks I’m creepy as it is."

The Violentacrez clan seems to have walked out of a Todd Solondz movie, and a significant part of Violentacrez’s mythos on Reddit comes from the details he’s shared about his family. In 2010, Violentacrez hosted a legendary "Ask Me Anything" thread"—the same Q & A feature Barack Obama took part in last month. He was asked what was the creepiest thing he’d done "IRL" and delighted readers with a tale ripped out of Penthouse letters. "That’d be a tough call," Violentacrez wrote, "Perhaps oral sex with my 19-year-old stepdaughter." It was completely consensual, he claimed in the post, and went on to brag about how awesome it had been in graphic detail.

This happened over ten years ago, Violentacrez claimed. When his then-wife, the girl’s mother, found out, she "got mad, then got over it," Violentacrez wrote. He says they were married for ten more years.

His current wife is similarly accepting of Brutsch’s unsavory side, according to Brutsch. She is not only aware of his online habits, she’s also a prolific Redditor under the handle not_so_violentacrez. She is a founder of the Fibromyalgia subreddit. She has diabetes and plays the online game Kingdom of Camelot. Violentacrez said that at home, the two would lie in bed together with their laptops, both on Reddit, him posting his porn, she posting cute animal videos and pictures of dolphins.

About a year ago, Violentacrez’s teenage son did his own Ask Me Anything thread. His son uses the handle Spawn_of_VA and he is dad’s biggest fan. Interspersed among talk of family game night, Spawn_of_VA regaled readers with more weird tidbits about his father, including the fact that he has a "suitcase full of dildos in his closet" and a "roller type thing with spikes on it, he uses that to roll on his balls."

When I first read Violentacrez’s and his son’s AMAs I, like many other readers, figured this was just some next-level trolling. Violentacrez’s wife and his son were probably just sockpuppets, right? But on the phone, I asked Brutsch if Spawn_of_VA was really his son. He is, Brutsch said. I asked if everything he and his son had said in their AMAs were real. As far as he could remember, he said, it was.

***
The extent to which trolls separate, or fail to separate, their online and IRL lives is as varied as people themselves. There’s an idea of the troll as an information age Jekyll & Hyde, with the anonymity provided by the internet playing the role of Hyde’s serum that transforms the mild-mannered geek into a monster. Observers often cite the psychological theory called deindividuation, which argues people literally lose themselves when granted anonymity.

But Violentacrez/Michael Brutsch upset this idea by blurring his online and offline lives. Brutsch adopted a new name for trolling, but he built his horrible character on many details from his real life. In real life, Brutsch is an unabashedly creepy old man with seven cats and two dogs and a disabled wife and a teenage son about to join the Marines. He was all of that online, too—only he was famous for it.

Both offline and online he could be either a creepy uncle, or a loyal friend and helpful guide. Violentacrez had a surprising number of friends on Reddit, for someone who once created an entire subreddit dedicated to pictures of dead teenage girls (Picsofdeadjailbait). He helped organize IRL meet-ups, where he showed up in a t-shirt with his zombie logo on it, and told everyone there to call him "VA." Attendees agreed to blur his face in any resulting pictures before posting them to Reddit. Brutsch is an internet minister, and he said he once married a pair of Redditors in real life, though they only knew him by his "clean" handle: mbrutsch.

One longtime Redditor I spoke to talked about Violentacrez with the warmth of an old college friend.

"He’s a really a good guy," she said. This user was in the Arlington area for business once, and she stopped by Brutsch’s house for lunch. "He has the manners of a Southern gentleman," she said. "A bunch of neighborhood kids were over playing at his house."

The only thing missing was joining the name Violentacrez to the name Michael Brutsch, and even that information he had given to many of his online friends. Reddit administrators have long known his real identity, Brutsch said, which he gave them in order to prove that he had nothing to hide. But Brutsch was still anonymous to the people he wanted to be, mainly his employers, and by unmasking him I am sure to get criticism for supposedly violating his privacy.

Even before I published this article, Reddit had already exploded in outrage. (Gawker sites are now banned from over 60 subreddits, and some pissed off user has signed me up for approximately two dozen mailing lists.) The irony of being upset that a noted custodian of "creepshots" is getting some unwanted attention himself is obvious. Jailbait defenders would often argue that if 14-year-olds didn’t want their bikini pictures to be posted to Reddit, they should not have taken them and uploaded them to their Facebook accounts in the first place. If Brutsch did not want his employers to know that he had become a minor internet celebrity through spending hours every day posting photos of 14-year-olds in bikinis to thousands of people on the internet, he should have stuck to posting cat videos.

But for Reddit, the stakes are higher than just one man having to answer for things he’s done online. To them, the "doxing" of Violentacrez—"doxing" is hacker slang for publishing someone’s personal information in order to intimidate or punish them—is an assault on the very structure of Reddit itself. The Daily Dot sums up their logic:

At Web communities like Reddit, which thrive because users are free to say and do anything they want, doxing is a severe crime, both to users and the site’s staff. It’s far worse than offensive speech like racism and homophobia or, yes, even posting surreptitiously snapped photos of innocent women for creeps to perv over. Why? Because doxing undermines the community’s structural integrity: Reddit simply would not exist as we know it if users weren’t operating under the freedom of a flexible identity. So redditors aren’t banning Gawker to protect violentacrez, they’re doing it to protect themselves.

Under Reddit logic, outing Violentacrez is worse than anonymously posting creepshots of innocent women, because doing so would undermine Reddit’s role as a safe place for people to anonymously post creepshots of innocent women.

I am OK with that.

***
Brutsch shut down the Violentacrez account abruptly this past Tuesday, six days after we spoke. When I Gchatted him that night, Brutsch told me, "I guess I just got tired of all the hassle." He said he was done with Reddit for good. "Reddit ceased being fun a while ago," he said.

Now he’s going to spend the hours he used to lose to Reddit on work. "Oh, and possibly looking for a job will obviously keep me busy ;)"

I asked what he’ll miss most about Reddit. "The people," he said. "Reddit is nothing without the community. I’ve already gotten a few cheery goodbyes from people: ‘Keep in touch. You are still a good friend.’"

But he didn’t stay away long. In the past couple days, he apparently popped up in a private subreddit called "modtalk," where moderators and administrators talk clear up some misconceptions about why he’d left. (Including one rumor that I had somehow "blackmailed" him into quitting.) In the ensuing discussion, a user named themanwithnoname wrote, "VA, I don’t know you personally, but I’ve appreciated some of your comments over the years. I hope your life rocks from here out."

To which Violentacrez replied, under the handle VA_11102012: "I miss posting porn."

Update, Monday 10/15: Reddit’s Biggest Troll Fired From His Real-World Job; Reddit Continues to Censor Gawker Articles
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Why We Need Government-Run Universal Socialized Health Insurance

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